______

Vice President,

Highland Capital Brokerage

Ryan Newton,

Regional Vice President – Annuities,

Highland Capital Brokerage.

Gary Altman - Gary Altman, Esq. is the Founder and Principal Attorney of the
estate planning law firm, Altman & Associates. The firm’s practice
is dedicated to all aspects of estate law: estate planning; tax planning; charitable planning; premarital agreements; business
succession and exit planning; special needs planning; asset protection strategies; reformation of irrevocable trusts and failed
estate plans; trust beneficiary and fiduciary representation; trust and probate administration; and fiduciary litigation. Gary and his team of four lawyers have in excess of 70 years combined experience in estate planning and trust and probate administration.
Gary has been repeatedly recognized by Washingtonian magazine, Bethesda magazine and Northern Virginia magazine as among the DC region’s “Best Estate Planners.” He has also been honored as a “Top 100 Attorney” by Worth magazine
and likewise recognized as a Maryland and Washington, DC “Super Lawyer.” Gary
earned his Master of Law in Taxation (LLM) Degree from Georgetown University Law
School and his law degree (J.D.) from the New York University School of Law in New
York City. He completed a Bachelor of Science degree at Wesleyan University in
Middletown, CT. He also became a CERTIFIED FINANCIAL PLANNER™ professional in 1986. Please contact DFT for professional, personal service.

Margo Steinlage J.D., M.B.A., LLM - With a background in Estate Planning, Insurance Law and 10 years of Medicare experience, Margo maneuvers the individual Medicare market. She handles all aspects of Medicare enrollment: A, B, C, D, F and G. As an independent agent, Margo is appointed with all major carriers nationwide and provides free annual comprehensive reviews for anyone aging into Medicare, experiencing early retirement, late retirement, needing Medicare price comparisons for employer coverage and Cobra and IRMAA appeals. Please contact DFT for professional , personal service.

Mitchell Freedman is the Managing Partner of Freedman Risk Management, LLC, an independent personal lines insurance agency. FRM, LLC provides an exhaustive array of personal lines insurance and risk management solutions to the affluent household. Our clients rest well knowing that their property and assets are protected. Our clients benefit from our experience, expertise, and resources, with access to the most discerning insurance providers in the personal lines market. They also benefit from our guidance through the claims process should the need arise. We offer a local presence with national capabilities. Our clients keep assets across the country and beyond. We're prepared to offer a solution, wherever coverage is needed. Mitch holds undergraduate and MBA degrees from Vanderbilt University, and has 20+ years in the property & casualty insurance industry.

Greg Ford - I am different from most real estate professionals. I have built my business on results and I am confident that I can deliver for you. I love helping clients find their dream home. That’s why I work with each client individually, taking the time to understand their unique lifestyles needs and wishes. This is about much more than the number of bedrooms or a zip code. It’s about you and that is important to me. When selling, I am committed to working closely with you to navigate the entire process; taking the time and using my expertise to understand the unique selling points of your home and neighborhood. That means that we will sell your home smoothly and for top price. I am passionate about my career in Real Estate and have served as the President of our local association and in 2019 was named Top Agent in the Washingtonian. Please contact DFT for professional, personal service.

David Horvath - As a professional mortgage lender for close to 30 years, I have built my reputation on providing outstanding service and results to my clients. I believe that “A reputation is built by a thousand individual acts and can be lost by merely one.” Meridian Bank and I will work hard to make sure your mortgage experience exceeds your expectations.
I have been blessed to receive over 519 five-star reviews from satisfied clients in just the past eight years (posted on Zillow).
Whether you are looking to purchase a new home or refinance an existing one, you can count on me to always look out for your best interests, and keep you informed throughout every step of the lending process.